Homeowners Insurance

Homeowner’s Insurance protects the physical structure of your home, your belongings and other buildings on your property. It also safeguards your family from legal liability to others and their property.

Hungry man looking defeated as he realizes the fridge is broken and the food has spoiled

Protect your electronics and appliances.

If the freezer won’t freeze, the dryer won’t dry, or your computer no longer computes, it’s nice to know there’s help.

We cover all of your important home systems and property due to loss by mechanical, electrical and pressure systems breakdown.

View the Home Equipment Breakdown policy coverage details (PDF)

This insurance provides coverage for a medical emergency when travelling.

Benefits of up to $5 Million will be paid for reasonable charges incurred following an emergency resulting from a sudden accident, sickness or injury which occurs on a trip.

View Emergency Travel Medical Insurance 4 Day Trip – Annual Coverage for the terms and conditions (PDF)

Young couple taking a selfie in front of a landmark while out-of-province for a weekend getaway
Cottage porch with patio chairs and daisies in a vase on the wooden table

Seasonal Insurance

Own a cottage? Let’s make sure you continue to enjoy it for many years to come. Our coverage is more inclusive than most because we protect your watercraft and when you rent your place out. We have policies to fit your needs whether you use your place on weekends, for a few months or enjoy your retreat all year round.

CAA Insurance also offers:

No insurance shortcuts here. Just options, options and more options.

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    Service Line Coverage.

    We’re at your service to protect you against costs to repair municipal lines and damage to your outdoor property.

    View the Service Line policy coverage details (PDF)

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    CAA Water Coverage.

    Know that you're covered for groundwater, overflow from waterbodies, surface water or a sewer backup.

  • Tire icon

    CAA Tire Coverage.

    Bundle your home and auto insurance and receive complimentary tire coverage. View the CAA Tire Coverage policy coverage details (PDF).

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    CAA Legal Coverage.

    Fighting with a neighbour, contractor or just found out about a CRA audit (gulp)? We’ll cover reasonable and necessary legal costs while you pursue or defend an accepted claim, Plus, access to legal advice is just a phone call away.

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Discounts? Go ahead, take a few.

We say the more the merrier, so start stacking your savings:

  • Save 10% if you’re over 45 years old

  • Save up to 10% for monitored burglar and fire alarms

  • Save 10% for being mortgage-free

  • Save 15% for 5 or more years of being claims-free

  • Save 10% because we love CAA Members

Child on a scooter at the end of the driveway with vehicle behind, home to the left and parent supervising

Bundle up for a great deal… we also offer auto insurance to meet your needs.